Privacy Policy

Effective Date: April 21, 2025

CRIF Select and CRIF Select Corporation (“we,” “our,” or “us”) operates the website https://www.crifselect.com/, www.crifselectlink.com, and other related websites. This Privacy Policy describes our policies regarding the collection, use, retention, and disclosure of Personal Data (“Service”) when you use our Service and outlines your choices regarding that data. 

 

By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy. Unless otherwise defined, the terms used in this Privacy Policy have the same meanings as in our . 

Notice at Collection

We collect the categories of Personal Data as described under the “PERSONAL DATA COLLECTION” section below. We use these categories of Personal Data for the purposes as described under the “USE OF PERSONAL DATA” section below. We do not sell or share your Personal Data. We retain your Personal Data as described under the “RETENTION OF PERSONAL DATA” section below.

 

1. PERSONAL DATA COLLECTION

 

We collect various types of information for different purposes to provide and improve our Service. 

 

Types of Data Collected 

 

• Identifiers, such as name, date of birth, government issued identification cards and numbers, Social Security numbers.
• Personal Data, such as contact information, address, telephone number, email address, and financial information like bank or payment card account number.
• Characteristics of protected classifications under California or federal law.
• Commercial information, such as transaction information and purchase history, net monthly income, sources of income, monthly housing expense, and lease or ownership information.

• Internet or network activity information, such as your username and password, browsing history, and interactions with our Site.
• Geolocation data when you select merchants that you would like to obtain a product or service from though our Site. (California = 1,850 ft, Oregon = 1,750 ft, Minnesota = three decimal degrees of latitude and longitude or the equivalent in an alternative geographic coordinate system)
• Audio, electronic, and similar information, such as call recordings.
• Professional or employment-related information, such as employer name, work history, and prior employers.
• Biometric information.

• Inferences drawn from any of the personal information listed above to create a profile about, for example, your individual preferences with respect to products or services.
• Sensitive personal information, such as your Social Security number, driver’s license number, state identification card number, passport number, racial or ethnic origin, citizenship or immigration status, account log-in, financial account, debit card, or credit card number in combination with any required security or access code, password, or credentials allowing access to an account, sexual orientation, status as transgender or nonbinary.

• Education information, defined as information that is not publicly available personally identifiable information.

 

Personal Data 

 

When using our Service, we may ask you to provide certain personally identifiable information (“Personal Data”) that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular individual, including but not limited to: 

• Name 

• Email address 

• Phone number 

• Mailing address (including state, province, ZIP/postal code, and city) 

• Cookies and Usage Data 

 

Sensitive Personal Data

• Social security, driver’s license, state identification card, or passport number.
• Account log-in, financial account, debit card, or credit card number in combination with any required security or access code, password, or credentials allowing access to an account.
• Racial or ethnic origin, citizenship or immigration status, religious or philosophical beliefs, or union membership.
• Contents of mail, email, and text messages unless the business is the intended recipient of the communication.
• The processing of biometric information for the purpose of uniquely identifying a consumer

 

Usage Data 

 

We may collect information on how the Service is accessed and used ("Usage Data"), which may include: 

• Internet Protocol (IP) address 

• Browser type and version 

• Pages visited 

• Date and time of visits 

• Time spent on pages 

• Device identifiers and diagnostic data 

 

 

 

We use cookies and similar tracking technologies to monitor activity and store information to improve and analyze our Service. You may be able to configure your browser or device settings to refuse all cookies or notify you when a cookie is being sent. However, some portions of our Service may not function properly without cookies. By continuing to use the Service, you consent to the use of cookies and these other tracking technologies.

 

Examples of cookies we use: 

• Session Cookies: Operate our Service 

• Preference Cookies: Remember your settings and preferences 

• Security Cookies: Ensure security of user accounts 
• Analytic Cookies: Improve our understanding of the Service to enhance functionality

 

The Service does not respond to “Do Not Track” signals.

 

We may obtain the categories of Personal Data listed above from any of the following categories of sources:

• Directly from you.
• Third-party service providers, such as consumer reporting agencies, identity verification services, and other data sources.
• Business partners, including clients, dealerships, and other third parties.
• Other third-parties, such as advertising networks; Internet service providers; data analytics providers; other governmental entities; operating systems and platforms; social networks; and data brokers.

 

1. USE OF PERSONAL DATA

 

We use collected Personal Data for various purposes, including: 

• Providing and maintaining our Service 

• Notifying you about changes to our Service 

• Allowing participation in interactive features 

• Providing customer support 

• Analyzing usage to improve the Service 

• Detecting, preventing, and addressing technical issues
• Audit related to our current interactions with you and concurrent transactions, including, but not limited to, counting ad impressions to unique visitors, verifying positioning and quality of ad impressions as well as auditing compliance with this Policy and other standards
• Helping to ensure security and integrity, including protecting against malicious, deceptive, fraudulent, or illegal activity, and prosecuting those responsible for that activity
• Debug to identify and repair errors that impair existing intended functionality
• Perform services, including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments, providing financing, providing advertising or marketing services, providing analytic services, or providing similar services
• Undertake internal research for technological development and demonstration
• Undertake activities to verify or maintain the quality or safety of a service or device that is owned, manufactured, manufactured for, or controlled by us, and to improve, upgrade, or enhance our services or devices
• Any commercial purposes, including any purpose to advance your commercial or economic interests, such as by inducing you to buy, rent, lease, join, subscribe to, provide, or exchange products, goods, property, information, or services, or enabling or effecting, directly or indirectly, a commercial transaction
• For any other purposes that we have provided you notice and/or with your consent

 

We may use your sensitive Personal Data for the above described business or commercial purposes. Please note that we do not use your sensitive Personal Data to infer characteristics about you.

 

To the extent that we retain any Personal Data in deidentified form, we publicly commit to maintaining and using the deidentified data without attempting to reidentify the deidentified data.

 

1. CROSS-BORDER DATA TRANSFER

 

Your information, including Personal Data, may be stored and processed outside of your jurisdiction, where data protection laws may differ. By submitting your information, you consent to this transfer. We take reasonable steps to ensure your data is securely treated and protected. 

 

1. DISCLOSURE OF PERSONAL DATA

 

We may disclose any of the above categories of Personal Data, including sensitive Personal Data, to any of the third parties as described below for any business or commercial purpose.

 

Legal Requirements 

 

We may disclose your Personal Data in good faith if such action is necessary to: 

• Comply with legal obligations 

• Protect and defend the rights or property of CRIF Select 

• Prevent or investigate possible wrongdoing 

• Ensure the safety of users or the public 

• Protect against legal liability 

 

Business Purposes

 

We may also disclosure your Personal Data to operate our business, including to:

• Service providers
• Business partners
• Facilitate transactions, including but not limited to a corporate sale, merger, or acquisition
• Other third parties such as advertising networks, internet service providers, data analytics providers, government entities, operating systems and platforms, social networks, and data brokers
• Anyone else with your consent

 

To the extent that we sell or share your Personal Data, we may sell or share any of the above categories of Personal Data to any of the above described third parties for any business or commercial purpose. We have no actual knowledge of selling of sharing Personal Data of anyone under 16 years of age.   

 

1. SECURITY OF PERSONAL DATA

 

We implement commercially reasonable security measures to protect your data. However, no transmission method over the internet is 100% secure, and we cannot guarantee absolute security. 

 

1. RETENTION OF PERSONAL DATA

 

When you access the Service, we will retain your Personal Data for our records for as long as you use our Service or as reasonably necessary to fulfill the purposes for which it was collected.

 

1. THIRD-PARTY SERVICE PROVIDERS

 

We may employ third-party companies to facilitate our Service, provide Service-related services, or assist in analyzing how our Service is used. These third parties have access to Personal Data only to perform their tasks and are obligated not to disclose or use it for any other purpose. 

 

8. LINKS TO OTHER SITES

 

Our Service may contain links to third-party sites. We do not control these third-party sites and are not responsible for their content or privacy practices. We do not endorse or authorize any of the privacy and security practices conducted by other websites, nor are we liable for any information practices of those websites. Such third-party may have practices that differ from CRIF Select. We encourage you to review their privacy policies before providing any information. 

 

9. CHILDREN'S PRIVACY

 

Our Service is not intended for individuals under 18 ("Children"). We do not knowingly collect Personal Data from Children. If you believe your Child has provided us with Personal Data, please contact us to remove it. 

 

10. STATE PRIVACY RIGHTS

 

Residents of certain states have additional privacy rights, including: 

• Right to Know / Access / Confirm: You may request details regarding the categories and specific pieces of Personal Data we have collected about you. You may be able to request a list of specific third-parties to which we have disclosed your Personal Data.

• Right to Delete: You may request the deletion of your Personal Data, subject to certain exceptions. 

• Right to Opt-Out of Sales or Sharing: You have the right to opt out of the sale or sharing (as such term is defined under applicable law) of your Personal Data under certain circumstances, but we do not engage in these activities. 
• Right to Opt-Out of Targeted Advertising or Profiling: You may opt out of the use of your Personal Data for targeted advertising or profiling that produce legal effects or effects of similar significance.

• Right to Question the Results of Profiling: You may be able to question the results of profiling and ask to be informed of the reason of that profiling decision. You also have the right to review the Personal Data used in profiling and have the Personal Data corrected and reevaluated if it was determined to be inaccurate.

• Right to Correct: You may request the correction of inaccurate Personal Data we hold about you. 

• Right to Limit Use and Disclosure of Sensitive Personal Data: You may limit how your sensitive Personal Data is used and disclosed. 

• Right to Revoke Consent: You may be able to revoke a previously provided consent for the processing of your Personal.

• Right to Non-Discrimination and Non- Retaliation: You will not be discriminated or retaliated against for exercising your privacy rights. 

• Right to Appeal: You may be able to appeal the decisions we make in response to your privacy requests.

 

To exercise any of these rights, please contact us using the contact details provided below. We will respond to verified requests within the timeframe required by law. 

 

1. HOW TO EXERCISE YOUR PRIVACY RIGHTS

 

To the extent applicable to you, you may be able to exercise any of the above privacy rights by sending clientsupport@crif.com an email request or calling us at 800-407-9985. When making a privacy request, please be prepared to provide: your full name, title, organization, and email address. We will verify your identify by comparing this information to our business records.

 

An authorized agent may submit a request on your behalf.  A parent or guardian may also submit a request on behalf of a Child.

 

1. CHANGES TO THIS PRIVACY POLICY

 

We may update this Privacy Policy at least every 12 months. Any changes will be posted on this page with an updated effective date. When we make material changes to this Privacy Policy or our practices, we will notify you as required under applicable law. We encourage you to review this Privacy Policy periodically. 

 

13. CONTACT US

 

If you have questions about this Privacy Policy, please contact us: 

• Website: https://www.crifselect.com, www.crifselectlink.com

• Email: clientsupport@crif.com 
• Phone: 800-407-9985